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Landlords are required to have certain insurance policies in place when renting out their investment property. Their responsibility extends to the building and public liability cover so that if a tenant were to injure themself on the premises due to some fault of the property, then the Landlords Insurance policy may cover loss or damages.
It is a TENANT’S responsibility to arrange for contents insurance cover for their personal
belongings. There could be a number of circumstances where a tenants belongings can be either damaged or stolen. If tenants have their contents insured, they can have peace of mind that they will not suffer any losses.
An example where a tenant can be caught is when there has been a bad storm and water has entered the property. The water may have soaked the carpets causing a tenants chipboard wardrobe unit to swell. This would not be covered by the landlords storm insurance and such if the tenant did not have contents insurance they would have to bare the cost of replacement.
Aon Personal Insurance is able to offer you a broad range of personal
insurance products, with excellent coverage at a competitive price. All this
is teamed with a range of services designed to make managing your personal
insurances easier, such as paperless claims, online quoting, easy payment
options and
24 hour emergency assistance.
To arrange an online quotation or to find out more about the products and
services available through Aon Personal Insurance, visit their website at Aon Insurance
or click on the logo below.
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